HSBC Bank Cash Rewards Mastercard Credit Card Details – How to Apply

HSBC Bank Cash Rewards Mastercard Credit Card by HSBC Bank USA is popular among peoples for many reason including cash back for all purchases and don’t forget the zero annual fees for Cash Rewards Mastercard cardholders.
In this article we will give you detailed information on this card benefits, fees and charges and full process of applying for this Cash Rewards Mastercard Credit Card. So you can use these information and details to make your decision before going for it.

Benefits of HSBC Bank Cash Rewards Mastercard Credit Card:

• Introductory Cash Back : You can earn 3% cash back on all purchases using this credit card for the first 12 months period and up to first total purchases of $10,000 .
• No Annual Charges: Yes sir absolutely right with this credit card you don’t have to pay annual fees because it’s free.
• Unlimited Cash Back : You can earn 1.5% cash back on every $1 you spend after your introductory cash back offer get expired.
• Introductory APR : You can also enjoy 0% of Introductory APR on your all purchases and balance transfers for the first 12 months period but remember balance transfer must be posted in the first 60 days.
• No Foreign Transaction Fees : You don’t have to pay any fees for Foreign Transaction because it’s free with this card and if you are a frequent traveler, it will make your traveling experience awesome because you don’t have to worry about foreign transaction fees.

With all above benefits points HSBC Bank Cash Rewards Mastercard is on MasterCard’s platform which is widely accepted all over the world, so there will be no worries about acceptance of card for your transactions in foreign countries for sure.

Fees and Charges:

This HSBC Bank Cash Rewards Mastercard will charge you $0 / annual fees because it’s absolutely free.
Up to $39 return payment fees and up to $39 late payment fees if you miss your due date.
For any cash advance you will be charged $10 or 5% of the amount with the 26.49% APR which is variable. Annual Percentage Rate on your purchases will be free for first 12 months after that 14.49%, 18.49% or 24.49% interest will be charged annually based on creditworthiness it will vary.

Summary of HSBC Bank Credit Card Charges and Fees:

• Annual Membership Fees: $0
  
• Introductory APR: 0% (for first 12 months only)
• Regular Annual Percentage Rate (APR) : 14.49% to 24.49%
• Interest Rate: 14.49% to 24.49%
• Balance Transfer Fees: 4% minimum $10
• Late Payment Penalty Fees: Up to $39
• Returned Payment Penalty Fees: Up to $39
• Foreign Currency Transaction Fees: 0%

But according to us by comparing all benefits you are getting with this credit card is a great deal for peoples who are looking credit card with cash back, rewards and zero annual charges.

Eligibility:

• All individuals must be of legal age and they have to provide their Social Security Number, proof of ID, proof of address, proof of income and also other required documents by HSBC Bank USA .

Your credit limit for this HSBC Bank Cash Rewards Mastercard Card will be decided by credit card provider HSBC Bank.

How to Apply for HSBC Bank Cash Rewards Mastercard Credit Card:

All interested eligible individuals can apply directly online by providing all required details from HSBC Bank USA official website www.us.hsbc.com . You can also use their pre-qualified credit card checker to check if you are pre-qualified for this credit card or not and because it’s make soft inquiry on your credit score, so it will not impact your credit score.

HSBC Bank USA Contact Information:

• Contact Number : You can call 800 975 4722 from United States to contact HSBC Bank USA on Telephone.
• Physical Address: HSBC Bank USA, N.A. , P.O. Box 2013, Buffalo, NY, United States, 14240

Note: When you apply for a credit card or use a credit card there are risks involved. Read credit card provider’s terms and conditions for details.