IDBI Bank Aspire Platinum Credit Card Details – How to Apply

IDBI Bank Aspire Platinum Credit Card by IDBI Bank is popular among peoples for many reason including delight points for all of your purchases.

In this article we will give you detailed information on this card benefits, fees and charges and full process of applying for this Aspire Platinum Credit Card. So you can use these information and details to make your decision before going for it.

Benefits of IDBI Bank Aspire Platinum Credit Card:

• Delight Points : You will earn 2 Delight Points for every ₹150 spent using this card, which you can further convert into different brand gift vouchers for shopping.
• Welcome Gift : Yes sir, you will also receive 500 Delight Points as welcome gift if you use this credit card in period of the 30 days or 300 Delight Points if you use this card between the first 31 to 90 days.
• Fuel Surcharge : You can earn 1% fuel surcharge with this card on all fuel stations in India for transactions amount ₹400 to ₹4000 with maximum wavier of ₹300 per month.
• Zero Interest : You can also enjoy interest free credit on all of your purchases in the first 48 days.

With all above benefits points IDBI Bank Aspire Platinum is on Visa’s platform which is widely accepted all over the world, so there will be no worries about acceptance of card for your transactions in foreign countries for sure.

Fees and Charges:

• This IDBI Bank Aspire Platinum will charge you ₹499 / annual fees and ₹0 joining fees because joining fees is absolutely free.
• Up to ₹225 return of cheque fees and up to ₹750 late payment fees if you miss your due date.
• For any cash advance you will be charged ₹300 or 2.5% of the amount with 2.9% per month interest rate.
• On this card you have to pay 2.9% per month interest on revolving credit facility.
• Foreign Currency Transactions fees is also applicable on this card which is up to 3.5% of the amount.

Eligibility:

• All individuals must be resident of India and age should be between of minimum 21 years to maximum of 60 years, maximum of 65 years for self-employed .

Your credit limit and approval for this IDBI Bank Aspire Platinum Card will be decided by credit card provider IDBI Bank and this decision is totally depend on them.

How to Apply for IDBI Bank Aspire Platinum Credit Card:

All interested eligible individuals can apply directly online by providing all required details from IDBI Bank official website www.idbibank.in . After submitting all required details to them, they will arrange a call with one of their executive from their credit card department.

Note: When you apply for a credit card or use a credit card there are risks involved. Read credit card provider’s terms and conditions for details.