Wednesday, 22 January 2020

Axis Bank Buzz Credit Card Details – How to Apply

Axis Bank Buzz Credit Card by Axis Bank is popular among online shoppers for many reason including 3X Axis eDGE Rewards Points for online shopping and Special Discounts for purchasing products on Flipkart.
In this article we will give you detailed information on this card benefits including Reward Points, Flipkart Vouchers, Offers, Discounts and full process of applying for this Buzz Credit Card.

Benefits of Axis Bank Buzz Credit Card:

  • 3X Reward Points: Normally Buzz Card Holder earns 2 Rewards Points on every Rs.200 spend. But if cardholder spend Rs.200 for any online transaction, he will earn 3X more Axis eDGE Reward Points meaning 6 Reward Points per Rs.200 spend.
    For example: Sam is an Axis Bank Buzz Credit Card Holder. He purchased a product at Rs.1000 from a local shop and paid amount of Rs.1000 using his Buzz Credit Card. Now he will earn 10 Axis eDGE Reward Points.
    On the other hand Sam purchased a product at Rs.1000 from an online store. He paid amount using his Axis Bank Buzz Credit Card now he will earn 30 Axis eDGE Reward Points.
  • Instant Discount on Flipkart: Every 1st to 5th of the month Credit Card Holders get 10% instant discount (Maximum Rs.400 per Month) and 5% instant discount (Maximum Rs.200 Per Month) from every 6th to 31th of the month on purchase made using their Buzz Credit Card on Flipkart.
  • Flipkart Gift Vouchers: Credit Card Holder can avail Flipkart gift voucher worth up to Rs.7000 annually on different milestone spends.
  • Welcome Voucher: Credit Cardholders can make 3 purchases within 45 days of card issue to avail Rs.1000 Flipkart Voucher.
  • 15% off on Restaurants: Buzz Credit Cardholders can avail 15% off on Axis Bank Partnered Restaurants across India.
With all above benefits points Buzz Credit also offers EMI converting option on purchase of Rs.2500 or above.
If Credit Card Holder use credit card wisely and make payments on time, Axis Bank also provide them Instant Loan on Credit Card within Credit Limit and also above Credit Limit offers in time to time base.

HSBC Bank Cash Rewards Mastercard Credit Card Details – How to Apply

HSBC Bank Cash Rewards Mastercard Credit Card by HSBC Bank USA is popular among peoples for many reason including cash back for all purchases and don’t forget the zero annual fees for Cash Rewards Mastercard cardholders.
In this article we will give you detailed information on this card benefits, fees and charges and full process of applying for this Cash Rewards Mastercard Credit Card. So you can use these information and details to make your decision before going for it.

Benefits of HSBC Bank Cash Rewards Mastercard Credit Card:

  • Introductory Cash Back : You can earn 3% cash back on all purchases using this credit card for the first 12 months period and up to first total purchases of $10,000 .
  • No Annual Charges: Yes sir absolutely right with this credit card you don’t have to pay annual fees because it’s free.
  • Unlimited Cash Back : You can earn 1.5% cash back on every $1 you spend after your introductory cash back offer get expired.
  • Introductory APR : You can also enjoy 0% of Introductory APR on your all purchases and balance transfers for the first 12 months period but remember balance transfer must be posted in the first 60 days.
  • No Foreign Transaction Fees : You don’t have to pay any fees for Foreign Transaction because it’s free with this card and if you are a frequent traveler, it will make your traveling experience awesome because you don’t have to worry about foreign transaction fees.
With all above benefits points HSBC Bank Cash Rewards Mastercard is on MasterCard’s platform which is widely accepted all over the world, so there will be no worries about acceptance of card for your transactions in foreign countries for sure.

Fees and Charges:

This HSBC Bank Cash Rewards Mastercard will charge you $0 / annual fees because it’s absolutely free.
Up to $39 return payment fees and up to $39 late payment fees if you miss your due date.
For any cash advance you will be charged $10 or 5% of the amount with the 26.49% APR which is variable. Annual Percentage Rate on your purchases will be free for first 12 months after that 14.49%, 18.49% or 24.49% interest will be charged annually based on creditworthiness it will vary.
Summary of HSBC Bank Credit Card Charges and Fees:
  • Annual Membership Fees: $0
  • Introductory APR: 0% (for first 12 months only)
  • Regular Annual Percentage Rate (APR) : 14.49% to 24.49%
  • Interest Rate: 14.49% to 24.49%
  • Balance Transfer Fees: 4% minimum $10
  • Late Payment Penalty Fees: Up to $39
  • Returned Payment Penalty Fees: Up to $39
  • Foreign Currency Transaction Fees: 0%
But according to us by comparing all benefits you are getting with this credit card is a great deal for peoples who are looking credit card with cash back, rewards and zero annual charges.

Eligibility:

  • All individuals must be of legal age and they have to provide their Social Security Number, proof of ID, proof of address, proof of income and also other required documents by HSBC Bank USA .
Your credit limit for this HSBC Bank Cash Rewards Mastercard Card will be decided by credit card provider HSBC Bank.

How to Apply for HSBC Bank Cash Rewards Mastercard Credit Card:

All interested eligible individuals can apply directly online by providing all required details from HSBC Bank USA official website www.us.hsbc.com . You can also use their pre-qualified credit card checker to check if you are pre-qualified for this credit card or not and because it’s make soft inquiry on your credit score, so it will not impact your credit score.

HSBC Bank USA Contact Information:

  • Contact Number : You can call 800 975 4722 from United States to contact HSBC Bank USA on Telephone.
  • Physical Address: HSBC Bank USA, N.A. , P.O. Box 2013, Buffalo, NY, United States, 14240
Note: When you apply for a credit card or use a credit card there are risks involved. Read credit card provider’s terms and conditions for details.

IDBI Bank Aspire Platinum Credit Card Details – How to Apply

IDBI Bank Aspire Platinum Credit Card by IDBI Bank is popular among peoples for many reason including delight points for all of your purchases.
In this article we will give you detailed information on this card benefits, fees and charges and full process of applying for this Aspire Platinum Credit Card. So you can use these information and details to make your decision before going for it.

Benefits of IDBI Bank Aspire Platinum Credit Card:

  • Delight Points : You will earn 2 Delight Points for every ₹150 spent using this card, which you can further convert into different brand gift vouchers for shopping.
  • Welcome Gift : Yes sir, you will also receive 500 Delight Points as welcome gift if you use this credit card in period of the 30 days or 300 Delight Points if you use this card between the first 31 to 90 days.
  • Fuel Surcharge : You can earn 1% fuel surcharge with this card on all fuel stations in India for transactions amount ₹400 to ₹4000 with maximum wavier of ₹300 per month.
  • Zero Interest : You can also enjoy interest free credit on all of your purchases in the first 48 days.
With all above benefits points IDBI Bank Aspire Platinum is on Visa’s platform which is widely accepted all over the world, so there will be no worries about acceptance of card for your transactions in foreign countries for sure.

Fees and Charges:

  • This IDBI Bank Aspire Platinum will charge you ₹499 / annual fees and ₹0 joining fees because joining fees is absolutely free.
  • Up to ₹225 return of cheque fees and up to ₹750 late payment fees if you miss your due date.
  • For any cash advance you will be charged ₹300 or 2.5% of the amount with 2.9% per month interest rate.
  • On this card you have to pay 2.9% per month interest on revolving credit facility.
  • Foreign Currency Transactions fees is also applicable on this card which is up to 3.5% of the amount.

Eligibility:

  • All individuals must be resident of India and age should be between of minimum 21 years to maximum of 60 years, maximum of 65 years for self-employed .
Your credit limit and approval for this IDBI Bank Aspire Platinum Card will be decided by credit card provider IDBI Bank and this decision is totally depend on them.

How to Apply for IDBI Bank Aspire Platinum Credit Card:

All interested eligible individuals can apply directly online by providing all required details from IDBI Bank official website www.idbibank.in . After submitting all required details to them, they will arrange a call with one of their executive from their credit card department.
Note: When you apply for a credit card or use a credit card there are risks involved. Read credit card provider’s terms and conditions for details.

दांत साफ़ करने के घरेलू उपाय! चमक उठेंगे दात

आज के टाइम में ज्यदातर लोग पीले दातो से परेशान है कई बार ये हमारी सुन्दरता को कम करता है . कई बार ये हसी के भी पात्र बन जाते है जो हमारी पर्सनैलिटी को इफ़ेक्ट करता है .इसलिए गरेलू उपाय है जो इस प्रकार है-
  • दुध का उपयोग :- इसमें कैल्शियम पाया जाता है जो दातो को मजबूत बनता है इसलिए दुध की चीजों का ज्यदा सेवन करे इससे दातो का पिला पन भी साफ़ होता है .
  • पीपल का उपयोग :- पीपल की जढ से दात साफ़ करे . जिससे दातो में चमक आती है .
  • स्ट्रॉबेरी का उपयोग :- एक स्ट्रॉबेरी ले और उससे अच्छे से मेश कर ले . और ब्रश की हेल्प से उसे अच्छे से दातो में लगाये. और थोरी देर बाद धो ले .
  • नमक का उपयोग :-हफ्ते में दो बार नमक में सरसों का तेल मिलाकर मसाज करे जिससे हमरे दात का पीलापन साफ़ हो जाता है .

ऑयली त्वचा मेन्टेन करने के घरेलु उपाय

ऑयली तवचा होना अच्छा होता है .परन्तु हमे ऑयली त्वचा का बहुत ख्याल करना पड़ता है . इसलिए लिए बहुत से घरेलु नुसके होते है ऑयली त्वचा में दुसरे त्वचा  के अतिरिकत झुरिया नही होते है इसके लिए बहुत से घरेलू उपाय है जिससे हम अपनी त्वचा को मेन्टेन कर सकते है .
  • अंडे के उपयोग से :- अंडे में विटामिन A पाया जाता है .जो त्वचा के तेल को कम करता है .इसके लिए एक अंडे के सफ़ेद भाग को फेटे और गाड़ा होने तक फेटे उसके बाद पेस्ट को मुह में लगा ले और थोड़ी देर बाद धो ले.
  • दही के उपयोग से :- एक बड़ा चमच दही ले और इससे थोडी देर तक मुह में  लगाये  और फिर ठंडे पानी से धो ले .
  • टमाटर का उपयोग से :- टमाटर के रस को मुह  में लगाये और 10 मिनट बाद धो ले उसके बाद मुह में कुछ क्रीम लगा ले .
  • दुध के उपयोग से :- 2 चमच दुध में 3 चमच चंदन का तेल मिलाये और फिर मुह में लगा ले और थोरी देर बाद धो ले .इससे ऑयली स्किन मेन्टेन रहती है .